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Financial planning means that you take care of your Dream
Financial planning is a plan to save and spend your future income. It requires focus and discipline. It should be carefully budgeted. When you do your investment planning, you must budget for both big and small spends. Financial planning needs to account for expenses like rent, utilities, food etc.,
You plan your dream and we will help you to realise it.
   
 
  Single Premium :
 
Single Premium with term - 9, 12 & 15 years. No Medical exam even for Rs. ONE CRORE. (Even for age 66, for any Sum Assured, there is no need for Medical or Special reports, if the proposal is standard life and keeping good health.) Guaranteed Returns with Loyalty Bonus. Survival Benefits (15% of Sum Assured) are paid at 3rd, 6th, 9th & 12th policy year respectively depending on the policy term. On maturity the single premium paid along with Loyalty Addition if any will be paid back.
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Single premium : BIMA BACHAT

 
LIC's New Bima Bachat is a participating non-linked savings cum protection plan, where premium is paid in lump sum at the outset of the policy. It is a money-back plan which provides financial protection against death during the policy term with the provision of payment of survival benefits at specified durations during the policy term. In addition, on maturity, the single premium shall be returned along with Loyalty Addition, if any. This plan also takes care of liquidity needs through its loan facility.
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  Bima Shree :
 
IA non-linked, with-profit, limited premium payment money back life insurance plan. This plan offers a combination of protection and savings. This plan is specially designed for High Net-worth Individuals.  Periodic payments shall also be made on survival of the policyholder at specified durations during the policy term and a lump sum payment to the surviving policyholder at the time of maturity.
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  Jeevan Shiromani :
 
IA non-linked, with-profit, limited premium payment money back life insurance plan. This plan is specially designed for High Net-worth Individuals.  Periodic payments shall also be made on survival of the policyholder at specified durations during the policy term and a lump sum payment to the surviving policyholder at the time of maturity. In addition, this plan also provides for payment of a lump sum amount equal to 10% of the chosen Basic Sum Assured on diagnosis of any of the specified Critical Illnesses. This plan also takes care of liquidity needs through loan facility…..
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  New Endowment Plus unit linked plan
 
LIC's New Endowment Plus is a unit linked non-participating endowment assurance plan which offers investment cum insurance cover during the term of the policy. This plan is specially designed for you to provide a very good combination of protection and long term savings and also provides you greater flexibility to build a better life and realise your dreams.
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